We fully understand that to earn the customer's satisfaction, hard work and dedication are very important factors. Our company strives to satisfy our customers in order to suit their individual mortgage needs and make the home buying process a painless one.

While other lenders are looking for an excuse to reject your loan application we find a way to say yes. And, unlike many other mortgage companies, our customers get the respect and honesty that they expect and deserve.

Credit Scoring
The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home. Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or  even determine whether or not you get the job that you want.

Five Factors of Credit Scoring

1. PAYMENT HISTORY - 35% IMPACT
2. OUTSTANDING CREDIT BALANCES - 30% IMPACT
3. CREDIT HISTORY - 15% IMPACT
4. TYPE OF CREDIT - 10% IMPACT
5. INQUIRIES - 10% IMPACT